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AhaBulb: Stuff Everyone Should Know · ahabulb.com/teen-credit-top-factor

What is the number one factor in most credit scores?

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  1. How much money you earn
  2. Which zip code you live in
  3. Whether you pay your bills on time

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References

  1. CFPB: How do I get and keep a good credit score? www.consumerfinance.gov/ask-cfpb/how-do-i-get-and-keep-a-good-credit-score-en-318 Checked 2026-10-10.

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