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AhaBulb: Stuff Everyone Should Know · ahabulb.com/teen-credit-check-own

What happens to your credit score when you check your own credit report?

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  1. Your score drops 20 points
  2. Your score drops if you check twice
  3. Nothing, it has no effect

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References

  1. CFPB: Will requesting my credit report hurt my credit score? www.consumerfinance.gov/ask-cfpb/will-requesting-my-credit-report-hurt-my-credit-score-en-1229 Checked 2026-10-10.

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