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AhaBulb: Stuff Everyone Should Know · ahabulb.com/teen-credit-card-under-21

Under 21, what does a card issuer generally require to give you your own credit card?

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  1. Proof of independent ability to pay, or a cosigner over 21
  2. Just a signed note from a parent
  3. Nothing at all, age 18 is enough

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References

  1. CFPB: Can a card issuer consider my age? www.consumerfinance.gov/ask-cfpb/can-a-card-issuer-consider-my-age-when-deciding-whether-to-issue-a-credit-card-to-me-en-20 Checked 2026-10-10.

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