Besides the loan payment, what else adds to the cost of owning a car?

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  1. Nothing, the loan covers it all
  2. Only the first oil change
  3. Insurance and maintenance

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References

  1. CFPB: Before you shop for an auto loan www.consumerfinance.gov/ask-cfpb/what-should-i-know-before-i-shop-for-auto-loan-at-a-bank-credit-union-dealership-or-other-lender-en-755 Checked 2026-10-10.

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