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To compare how much interest savings accounts pay, which number does the FDIC say to compare?

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  1. The advertised interest rate
  2. The minimum deposit to open
  3. The Annual Percentage Yield (APY)

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References

  1. FDIC Money Smart Podcast: open a savings account www.fdic.gov/sites/default/files/2024-03/mspn-3-2-plan-open-savings.pdf Checked 2026-10-10.

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MoneyWhat does a savings account generally pay you?MoneyFDIC insurance covers at least how much per depositor, per bank, per ownership category?MoneyWhich of these is NOT covered by FDIC deposit insurance?

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