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AhaBulb: Stuff Everyone Should Know · ahabulb.com/home-points-effect

What do you get for paying discount points at closing?

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  1. A lower interest rate
  2. A smaller down payment
  3. A shorter loan term

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References

  1. CFPB: Lender credits and points www.consumerfinance.gov/ask-cfpb/how-should-i-use-lender-credits-and-points-also-called-discount-points-en-136 Checked 2026-10-10.

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