AhaBulbStuff Everyone Should Know
AhaBulb: Stuff Everyone Should Know · ahabulb.com/home-no-flood

Does standard homeowner's insurance cover flood damage?

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  1. No, you need a separate flood policy
  2. Yes, up to the dwelling limit
  3. Only if the flood comes from rain

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References

  1. FEMA FloodSmart: Buying flood insurance www.floodsmart.gov/get-insured/buy-a-policy Checked 2026-10-10.

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