Are HOA dues usually included in your monthly mortgage payment?

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  1. Yes, always
  2. Usually not, you pay the HOA directly
  3. Only during the first year

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References

  1. CFPB: HOA dues and the mortgage payment www.consumerfinance.gov/ask-cfpb/are-condoco-op-fees-or-homeowners-association-dues-included-in-my-monthly-mortgage-payment-en-1945 Checked 2026-10-10.

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