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According to the CFPB, where should an emergency fund be kept?

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  1. Locked in an investment you cannot touch for 10 years
  2. Safe, easy to reach and not tempting to spend
  3. In risky investments that may lose value

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References

  1. CFPB: Building an Emergency Fund www.consumerfinance.gov/an-essential-guide-to-building-an-emergency-fund Checked 2026-10-10.

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